RBI Repo Rate Pause: Home loan EMIs already up 22% since May 2022, what are your options?

The repo rate hike cycle which started in May 2022 has finally paused. Despite the current pause the repo rate has gone up by 2.5% from 4% to 6.5% within a span of last 11 months. Floating rate home loans linked to EBLR have already gone up by 2.5% while older home loans linked to MCLR, base rate and others will see a gradual increase in coming days. What are your options now?